A Renters Policy Protects:
- Furniture
- Clothing
- Appliances
- Personal Belongings, no matter where they are used
- Personal Liability, that protects you against a claim or lawsuit if someone is injured or their property is damaged while in your apartment
Unmatched selection of coverage options.
- Contents Replacement. Provides full replacement cost for personal belongings with no deduction for depreciation.
- Personal Injury. Protects you against libel and slander.
- Identity Theft Protection. Provides assistance from a consumer fraud specialist and covers expenses related to restoring your good name and financial reputation.
While your landlord has insurance coverage for the physical dwelling, as a renter, you need insurance to cover your personal property, such as clothing, furniture or electronic equipment, in the event of loss from fire or theft or other perils. Renter's insurance will also protect you if you are responsible for bodily injury or property damage to others, for example, if a visitor trips over a rug and breaks a leg.